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Financial software for people who want to understand their credit and plan their next step.

FundReadi.

See the funding range your credit file supports.

FundReadi is credit monitoring with a funding analysis built in. Members see their credit reports and VantageScore 3.0 scores, get alerts when their file changes, and receive a FundReadi Report that estimates the personal and business funding their credit file supports, with a step-by-step plan to improve it.

Visit FundReadi Try the Demo

The interactive demo walks through a sample member's portal. No account needed.

FundReadi Home on a phone for a sample member: the report headline and the FundReadi Score of 78.
FundReadi Alerts on a phone for a sample member: two unread alerts and five new credit alerts.

Inside FundReadi

Real screens from the member portal, shown with a sample member's data.

  1. Home

    See how lenders view the file, and what moves the member closer to funding.

    The latest FundReadi Report, the score, the funding range and the next three moves, on one screen.

    app.fundreadi.com
    FundReadi Home for a sample member, with the FundReadi Report headline, score, funding range and next three moves.

  2. Full Report

    The full analyst document: every section, figure and reason.

    Each report opens with a plain-language headline, then walks through the criteria, the snapshot, the action plan and lender strategy.

    app.fundreadi.com
    A sample FundReadi Report with its headline, at-a-glance panel and contents list.

  3. Next actions

    The moves that matter, in order of leverage.

    Members check items off as they complete them, and their progress carries forward to the next analysis.

    app.fundreadi.com
    Next actions for a sample member, each with its impact and timing.

  4. Lender tiers

    Where the file stands with each lender group today.

    In the order to approach them. Lenders appear on merit; nobody pays to be listed.

    app.fundreadi.com
    Lender tiers for a sample file, from Tier 1 to lead with to Tier 3, locked until Stage 4.

  5. Credit reports

    All three nationwide bureaus, with VantageScore 3.0 scores.

    Reports refresh monthly, and every account, inquiry and public record is explained in plain language.

    app.fundreadi.com
    Credit reports for a sample member with scores from Equifax, Experian and TransUnion.

  6. Alerts

    Changes on the credit file, and what each one means for funding.

    Members get alerts when their credit file changes.

    app.fundreadi.com
    FundReadi Alerts for a sample member, listing credit file changes by date and bureau.
Try the Demo How It Works

How it works

  1. Verify, then a soft pull

    Members confirm their identity on FundReadi's own screens, then FundReadi pulls their file with a soft inquiry. No score impact, no hard pull.

  2. Read like a lender

    Every account, inquiry and flag is decoded and graded against what lenders look for, and the whole file is scored 0 to 100 as the FundReadi Score.

  3. Get the plan

    The FundReadi Report shows the funding range the file supports, the member's stage, and next actions ranked by impact.

What members get

  • Credit reports from all three nationwide bureaus, refreshed monthly, with VantageScore 3.0 scores
  • Alerts when their credit file changes
  • Every account, inquiry and public record explained in plain language
  • A FundReadi Report: an estimated funding range from the member's own file, their readiness stage, and next actions ranked by impact
  • Personal and business funding journeys (business journeys on select plans)
  • A free library of guides on credit and funding

Who it is for

Consumers and small business owners in the United States who are 18 or older.

What FundReadi is not

FundReadi is not a lender, loan broker or financial advisor, does not make credit decisions, and does not receive compensation from lenders. It is not a credit repair organization or a consumer reporting agency. Funding ranges are informational estimates, not offers of credit.

In development

We are building additional consumer financial products. Each one will be listed here when it launches.

Get in touch.

For partnerships, press or general questions, email info@advisorhub.io. FundReadi members can reach support at info@fundreadi.com.

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